מיצוי זכויות ביטוח

050-5396688

מיצוי זכויות ביטוח

זכויות ביטוח כשמם כן הן – זכויות

אנשים רבים פשוט אינם מודעים לזכויות שלהם – ואם הם מודעים לזכויות שלהם אז הם אינם יודעים כיצד לממש אותם – ואם הם יודעים כיצד לממש אותם אז התקבולים שהם זוכים לקבל בתום התהליך המייגע נמוכים משמעותית מאילו המגיעים להם.

ולכן , מומלץ מאוד להתייעץ ולהסתייע בבעל מקצוע המתמצא בתחום.

באופק הוגן צוות מנוסה של גורמים מקצועיים חושבים יחד, בוחנים בדקדוק כל מקרה לגופו, ומסייעים בליווי והכוונת הלקוח עד למיצוי הזכויות המגיעות לו על פי דין.

להלן רשימה חלקית של הביטוחים הקיימים לרוב הציבור.

המוסד לביטוח לאומי

הזכות לקצבת נכות כללית
הזכות לנכות מעבודה – תאונת עבודה או מחלת מקצוע
הזכות לקצבת שאירים
הזכות לקצבה לשירותים מיוחדים – סיעודי (שר"מ)

קרן הפנסיה – חוק פנסיה חובה

פנסיית זיקנה (כבר מגיל 60)
פנסיית נכות (החל מ-25%)
פנסיית שאירים

מס הכנסה - מיסוי והתחשבנות סופית בפרישה או בסיום העסקה

החזר מס
נקודות זיכוי
תיאום מס הכנסה לגימלאי מקבל שכר ממקום העבודה בנוסף לקצבת פנסיה
תיאום מס הכנסה
רצף קצבה או רצף פיצויים

עדכון ״תקרות 2024"

מדרגות מס
תקרת הפקדה לקרן הפנסיה
תקרת הפקדה לקרן השתלמות
תקרת הפקדה לקופת גמל להשקעה

שירותי בריאות נוספים (שב"ן) – הביטוח המשלים של קופת החולים (קולקטיב)

תרופות שלא בסל
השתלות בחו"ל
רפואת שיניים
רפואה משלימה

ביטוחים פרטיים

ביטוח תאונות אישיות
ביטוח מחלות קשות
ביטוח בריאות
ביטוח חיים
ביטוח לאבדן כושר עבודה או נכות

ליווי מקצועי: סייעת לגיל הרך זכתה לפיצויים מוגדלים מהמעסיק בעקבות מחלתה - לחצו כאן

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